Are you negative and need to take out a loan? Get to know the Caixa Tem loan for bad credit. As we know, most Brazilians suffer from debt, for this reason most have been looking for loans.
Thinking about this category of people and the great demand, banking institutions and financial companies have made credit lines available for negatives. Caixa also offers this type of credit line and serves many citizens with a dirty name, in addition to helping them to clear their names.
In this content you will learn about the Caixa Tem loan for negatives, how to apply, what the requirements are and much more. Keep reading to check it out!
What this article covers:
How to apply for a Caixa Loan?
To apply for the Caixa Tem loan for negatives, there is no secret. Just follow the steps below:
- Install the box has on your cell phone;
- Inform your RG or other identification document;
- Enter your CPF;
- Look for the option “Update your registration”;
- Follow the instructions on the screen and send the requested documents.
In a few minutes you apply for the loan and the best part is that you don’t have to leave the house to do so. After applying for a negative Caiza Tem loan, just wait for the result to be approved or not.
What is Caixa Tem?
Caixa Tem is a digital account belonging to Caixa Econômica Federal. The account allows its customers to make different types of banking transactions fully online, whether it be transfer, Pix, bill payment and others.
Like other digital accounts, it is also possible to save money through Caixa Tem. In addition, during the pandemic, Emergency Aid beneficiaries received the entire amount through the Caixa Tem account, so everyone who received it needed to create a digital account on the platform.
Loan application requirements
Like other banking institutions and financial companies, Caixa Tem also has requirements for those who want to apply for a Caixa Tem loan for negative credit. Check out what they are below:
For MEI, loans can range from R$ 1,000.00 to R$ 3,000.00. Interest rates start at 1.99% per month and installments can be paid in up to 24 months.
For individuals, the Caixa Tem loan ranges from R$300.00 to R$1,000.00. In this case, the installments can also be paid in up to 24 months and the interest rates start at 1.95%.
Caixa Tem offers several types of credit for those looking for a way to pay bills, get out of the red or even expand or open a business.
How to apply for the loan?
Applying for a loan is not difficult even for those who already have a Caixa account, and for those who still don’t, it’s also easy, check out:
- Install the Caixa Tem app on your cell phone;
- Open the application and click on “Update your registration”;
- The credit analysis will be carried out and the period is up to 10 days;
- If approved, you can take out a cash loan for negative credit;
- After credit approval, the money is deposited into the account and installments are charged monthly.
Those who do not have a Caixa Tem digital account can also apply for a line of credit. Just download the app, create an account and register.
With that, now you know everything about the Caixa Tem loan for negatives, how to do it and what are its advantages, if you are interested, analyze your financial life and apply for the loan so that it can help you and not become a nightmare.