HomeNEWSHow to use the Nubank virtual card in a physical store?

How to use the Nubank virtual card in a physical store?

Digital accounts arrived full of innovations, but do you know how to use the Nubank virtual card in a physical store? This new form of payment brings the convenience and security characteristic of Fintech.

It allows that even if you don’t have your physical card, you can make your purchases normally. To find out if this method is for you, continue in this article and find out.

What this article covers:

How does the Nubank virtual card work?

To access the Nubank virtual card, just generate it in the account application itself, after 4 days of its creation, you don’t even have to wait for the physical one to arrive at your residence to start enjoying it.

Source/Reproduction: Nubank

This card will work like a new one, it will contain a different number and CVV. However, it will use the account balance and the invoice limit already available, that is, connected to the same account as the physical card.

This card serves as an extra, more specifically designed for online shopping. In the application you can copy and paste the card information on the website, which facilitates your purchase.

What are the advantages of using the Nubank virtual card?

Check below some topics with the advantages of using the Nubank virtual card:


The main motivator for using the virtual card is security. Well, if you make an online purchase on an unreliable site, you just have to block the virtual card in the application itself. And you can generate another one quickly. That way, you protect yourself from leaking information and data, and misuse of your credit.

easy creation

To create the virtual card, it’s a matter of seconds. And as previously mentioned, there is a great facility for blocking and creating a new one. Unlike the physical card, you don’t have to wait for it to arrive to start using it.

new payment method

If you forget your physical card at home, you can shop and pay with just your cell phone.

For streaming services and in-app purchases, this card is ideal. You don’t even have to get up from your computer to get your wallet, just take your cell phone out of your pocket and make your purchases.

How to use the Nubank virtual card in a physical store?

To use your virtual card in a physical store, just use your cell phone or even your watch, which is connected to a digital wallet, such as Samsung Pay or Wallet.

How to use the Nubank virtual card in a physical store

Source/Playback: original

And that’s it, just approach and pay, but for that to happen your device needs to have NFC (Near Field Communication) technology, which already comes in almost all smartphones today.

Another interesting form of payment is through the QR code generated in the machine. Just point the device’s camera at the QR code and make the payment through the bank application.

What should I do if I have problems using the Nubank virtual card in a physical store?

It is necessary to check first if the store accepts the mastercard flagthere are thousands of establishments that accept it, however, it is always good to check first.

If the problem persists, try restarting your phone and checking if your internet connection is stable. Also try to format the application and try again.

How do I cancel or close my Nubank virtual card?

If you want to delete your card or block it. Follow the steps below to perform this action.

  • Access the application
  • Access “my cards”
  • Choose virtual card
  • Type the password
  • Choose the block option

If you want to delete your virtual card, click on settings, and then on “delete card”. Confirm the operation when necessary.

Now you know exactly how to use your Nubank virtual card, and how to take full advantage of it. Be sure to enjoy all these benefits as soon as possible. Also share this content with those who don’t know yet that they can use their virtual card in physical stores.

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