HomeNEWSWhat is an instant approval credit card and how does it work?

What is an instant approval credit card and how does it work?

Which credit card do you approve on the spot, anyway? Does it exist? It would be great, since cards can make our routine a lot easier. If you need a card with quick approval, we’ve separated some options that can help you get yours faster than you can imagine. Check out!

What this article covers:

How does a credit card that approves on time work?

If you need a credit card that you approve instantly, you can opt for prepaid or online options.

It is important to emphasize that with the internet, we already have companies that, using some data, can already approve the credit card, but not to make purchases immediately, unless a virtual card option is released.

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The prepaid option is widely used for those who want to keep their accounts under control. In this modality, no credit analysis is carried out and proof of income is not required, so when applying, you are immediately approved.

To use this card, just top up the amount you want and buy both in physical stores and online stores.

Online store cards are another option for those who want a credit card that is approved instantly, as they are associated with establishments and are approved more quickly, as the intention is for the customer to buy in the store as soon as possible.

the credit card credicard already approves the customer with an initial limit of R$300.00, with chances of increasing every three months, depending on what the customer will use. The card has no annual fee, and offers 1% cashback on purchases made, totaling R$13.00 per month.

How to get approved for credit card?

To have your card approved, you need to go to the website of the desired institution and fill in some data, including the CPF, which is the most important.

In a few moments you will receive an email informing you about the approval of the card, which does not mean that you will be able to use it immediately.

How to Get Approved for a Credit Card

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This occurs because finance companies need time to make your card and collect more information about your income, to release the limit and confirm your address to send the new card.

Now that you know which credit card you approve right away, which option will you choose? Choose the option that best suits you, enjoy the advantages and happy shopping!

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