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What are the INSS retirement age rules?

Find out here the rules to be followed to apply for old-age retirement at the National Institute of Social Security.

What this article covers:

What is old-age retirement?

Retirement by age is a charitable process designed by the National Institute of Social Security for people insured by Social Security who reach the so-called social risk age which, in 2021, is 62 years old for men and 57 years old for women. If you are the age mentioned above, you can file a request for retirement by age at the INSS.

What are the rules for being given the INSS old-age retirement process?

As much as the general rule is that the person has the age of social risk, he may be entitled to enter the process of retirement by age by the National Institute of Social Security with the combination of the age of social risk and the grace period.

In other words, if you meet the requirements below, you are entitled to old-age retirement at the INSS.

  • Being of a social risk age, but not having a grace period;
  • Have grace period, but not be of social risk age;
  • Be of age of social risk and grace period;
  • No age of social risk and no grace period.

If you are of the minimum age, but do not have a grace period at the National Social Security Institute, you must make a 15-year contribution to the public body of the federal government, taking care to adjust the amount of the contribution to that no more is paid than the receipt of the benefit payment, as well as not to miss the opportunity to increase the number of contributions in favor of a greater benefit.

Source/Reproduction: Original

If you have the grace period, but are not of social risk age, it is allowed, after being assisted by a specialist in the field of Social Security, that you stop paying the contributions and wait until you reach the age of social risk.

As an ageless person of social risk and no grace period, you have to wait. It is recommended that, in the midst of the waiting time, you analyze the contributions paid in past years so that you have an idea of ​​how you will pay the contributions until the day you reach the age of social risk or when has the grace period required to apply for the INSS retirement process.

As for you who are at social risk age and have a waiting period, you have to define the right moment to request the process of old-age pension at the National Institute of Social Security.

Fulfilling the requirements presented above, you can apply for the process of retirement by age at INSS?? The presentation of what the rules are to be followed to give the old-age retirement process at the National Institute of Social Security.

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