Organize your money with personal finance apps
It is necessary to have control of finances up to date, but it is not always a very easy task to accomplish, but nowadays, there are several ways to try to have more control over your money with the help of technology.
Some apps available for free or paid, help you better manage your financial life.
According to research carried out by the Credit Protection Service (SPC Brasil) in partnership with National Confederation of Shopkeepers (CNDL), showed that 45% of Brazilians do not control their own finances.
For this reason, financial organization is essential, and to help you get out of the red, here are the top 10 APPS to help you optimize your accounts
Best personal finance apps for 2023
Easy Budget
Easy Budget (Fast Budget)
O Easy Budget — or popularly known as Fast Budget — the application is very intuitive and, as the name implies, very easy to use, it allows you to manage your personal finances and track your money and expenses, all in a simple way.
The application also features graphics, tables and visually positioned information, but there are others with a more intuitive interface. It is also possible to create alarms and reminders so as not to forget to register daily transactions.
Benefits
- Bank synchronization;
- Definition of reminder for transactions close to maturity;
- Synchronization of up to 5 devices;
- Automatic backup in device memory;
- Calendar function, in which it is possible to see scheduled profits, expenses and payments; among many others.
Price
To access all the app’s features, you need to access the paid service, which has 3 plans:
- Advanced: Up to 2 devices synced, worth 13.99 per year
- Premium: up to 5 synced devices and access to the web app, worth €19.99
- Ultra: up to 5 synced devices, web app access and automatic bank sync (up to 4 accounts), costing €26.99.
Organize
At the Organizeyou have access to several accounts at the same time, being able to analyze all of them in a complete and integrated way.
In addition, you receive a statement of the month’s releases, you can organize them by categories — and subcategories — which allows you to understand exactly your budget.
You also don’t need internet access to use Organizze, that is, it proves to be a great option for days when you’re traveling or can’t access the app.
Thus, on the available versions, as well as the previous options, there are free features and paid plans.
Available for download on: App Store, Google Play and Web.
Benefits
- The application has an elegant and simple design;
- Management of accounts, cards, expenses and income;
- Available on multiple platforms;
- Great usability.
Price
The premium version of the app has 2 plan options, both with the right to all premium features:
- Monthly: R$32.90/month;
- Annual: 12 installments of R$15.90 or R$159.90 in cash.
My Savings
O My Savings is one of the free financial tracking apps with a great rating in the stores, which brings it to our top 4 best financial tracking apps.
In addition to helping to maintain the budget up to date, the user can also outline the financial planning of his future.
Available for download on: App Store, Google Play and web.
Benefits
- Financial control of expenses and income;
- Cloud synchronization;
- Charts and reports;
- Fund comparison, being able to analyze the performance of the main DI, fixed income and multimarket funds;
- Financial indicators with rates CDI, savingsdollar, Ibovespa and much more;
- Dream Manager, a tool that helps you plan medium/long term goals.
Price
Minhas Economies has only one plan, which is free. However, there are many partnerships for the app to be made possible, such as advertising and sponsorships.
In this way, the user has the experience of encountering many advertisements.
Money Lover
When using the Money Loverit will be possible to separate your monthly budget into several categories, helping to segment expenses and understand the flow of money that comes in.
Likewise, you can also create categories based on your routine and needs.
in this app personal finances, you can also use the “Travel Mode” feature. For example, when traveling to other countries, you will be spending in another currency.
In order not to lose the habit — and not even control — of registering expenses, it is possible to do them in the local currency.
Learn more about the app on Google Play or the App Store!
Benefits
- Web version for premium users;
- Travel Mode for tourists and travelers;
- Invoice payment reminder;
- export of transactions for printing; among others.
Price
Money Lover has the option of the “Lifetime” plan for R$224.90, which entitles you to unlimited functionalities for life.
monefy
O monefy presents the flexibility of analyze your reports according to any periodicity chosen by you.
This means, then, that it is not necessary to generate only monthly reports: the choice is up to you.
Benefits
- Web version for premium users;
- Travel Mode for tourists and travelers;
- Invoice payment reminder;
- export of transactions for printing; among others.
- expense analysis chart is very intuitive and gives you an interesting view on finances
Price
Regarding the values, the app is free for any of the platforms, but it also has a premium version for Android users, with the value of BRL 9.99 monthly.
Learn more about the app on Google Play or the App Store!
Spending – Budget Manager
The Expenses – Budget Manager application provides its users with a good account control experience.
In it, it is possible to have detailed reports of each period of time and each category in which it is possible to have access. It is also possible to add transactions in a simple way, with just a few movements.
In addition, when adding transactions, this financial control application creates a graph with the user’s spending pattern.
Benefits
- Clear interface;
- Multicurrency (The app supports multiple currencies and shows real-time exchange rates);
- It is possible to create and set payment reminders;
- If the user prefers, it is possible to create a password so that only the application owner has access to the created budget; among other advantages.
Price
About the values, the app is free for any of the platforms.
CoinKeeper
O CoinKeeper It is not Brazilian, but it has a Portuguese version and can be downloaded in Brazil.
Furthermore, it works in an interesting color system, which gives users freedom to structure a good visual organization.
In this way, you will be able to understand in a simple and intuitive way the paths that money is taking. When you need an intervention because you are spending too much on something unnecessary, the process will be much easier!
Benefits
- Web version for premium users;
- Travel Mode for tourists and travelers;
- Invoice payment reminder;
- export of transactions for printing; among others.
Price
About the value, the free version lasts for 15 days. After that, you need to purchase the app for $15.99 per year.
Toshl Finance
O Toshl Finance is a finance app that offers you to monitor all your cards and money in one place.
So, knowing that, you can connect all your accounts or introduce expenses manually, all this very quickly, intuitively and intelligentlywhich facilitates personal financial control.
In addition, this financial control application is driven by goals and encourages the creation of goals and paths so that the process of saving money is done in a much more achievable way.
However, we know that along the way there may be several obstacles that divert you from your final goal. That’s why it’s important to be able to count on apps capable of fulfilling what they promised in the simplest possible way.
Graphs, tables and flowcharts are also offered. It is also important to highlight that the application is intuitive and very visual, transforming the experience into something much more pleasant.
Benefits
- Web version for premium users;
- Travel Mode for tourists and travelers;
- Invoice payment reminder;
- export of transactions for printing; among others.
Price
About the values, it has free features, but the main ones are found in the premium version.
The application also offers plans in dollars, so you must pay attention to the quotation when you choose to make the purchase.
Learn more about the app on Google Play or the App Store!
wisecash
As wisecashin addition to spending summaries by monthly categories, you also receive a large compilation at the end of the year.
Thus, it is also possible to schedule transactions that are recurring, that is, that happen every month.
Benefits
- Web version for premium users;
- Travel Mode for tourists and travelers;
- Invoice payment reminder;
- export of transactions for printing; among others.
- interface is simple and intuitive
- it is not necessary to register the same data repeatedly
Price
About the values, the app is free for any of the platforms.
Learn more about the app at Google Play!
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