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PIX transfer: how does it work?

Although most people nowadays are already Pix fans, there are still many who are not so connected to technology and therefore do not know much about how this tool works. Therefore, in this text we will try to explain how Pix transfers work.

What this article covers:

How does the PIX transfer work?

Pix works twenty-four hours a day, seven days a week, even during holidays. You can make payments to people, stores, government entities and the like. To make the payment, use the application of any bank of your choice and the payment is deducted from your current bank account balance. Pix transfer is fast and extremely secure.

Source/Playback: original

How to perform a PIX transfer?

To make a Pix transfer, you will first need to have a bank that uses the tool. Then, just go to your bank’s Pix tab and choose the option “pay with Pix”, “transfer” or any variation of that same expression. Enter the Pix key or the QR Code of the person to be paid, choose the amount, check the data, insert your password and confirm the transaction.

What bank details to transfer PIX?

To make a transfer, you don’t need the person’s bank details, you just need their Pix key, which can be their cell phone number, CPF, email or even a random key generated just for that transaction. However, if you prefer, it is also possible to transfer Pix using the traditional method, with name, CPF, agency information, account and institution number.

What benefits of a PIX transfer?

In addition to the practicality of being able to carry out the transaction without leaving home, Pix is ​​extremely safe and fast, with payment made in a matter of seconds, which greatly facilitates financial transactions.

PIX transfer: which banks can I do?

The list of banks and financial institutions that accept Pix transfer is huge, so we’ve listed just a few of them below.

  • Itau
  • Cashier
  • Bank of Brazil
  • Nu Bank
  • Banco Inter
  • C6 Bank
  • Original Bank

There are many other bank options to choose from, however, these are the main ones.

With the popularization of Pix, it’s important to stay on top of how this tool works, understand what it is, what it’s for, and above all, how to use it in the best possible way.

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