Pix arrived in October 2020 and has since won the hearts of Brazilians with its practicality and agility when making a transfer. Regardless of whether it is on weekends, holidays or not, it has become possible to move money. This Thursday, the Central Bank announced Pix Saque and Pix Swap that will start operating on November 29, 2021.
Through a live, the BC he also stressed that if an establishment accepts Pix when paying, they will not be obliged to follow these news.
The main rule to be followed is the fact that Pix Troco and Pix Saque transactions exceed R$500.00 a day and R$100.00 from 8 pm to 6 am. However, establishments may offer lower limits if it is better for the business.
What this article covers:
Pix Loot will be used by people who want to withdraw money from points that have this service available, which can be from ATMs, bakeries and/or department stores.
Customer must transfer via Pix to the withdrawal agent by reading a QR Code that will be shown to the customer or by the app of the person offering this type of service.
Similar to Pix Loot, Pix Troco can be made when purchasing at an establishment, as if it were really change. When paying for a purchase, the customer can carry out a transaction of the purchase amount + withdrawal.
Customers who are MEIs or entrepreneurs will not be charged for these withdrawals in order to use Pix Saque and Pix Troco, as long as they maintain up to 8 transactions per month.
Should the trader earn something?
Yes. Rates will be available for merchants that offer the service and vary from R$0.25 to R$0.95 for each transaction made, and of course this will depend on the financial institution to which it is directly connected. The institution itself will pay these fees.
These paid fees should decrease in establishments that manage numbers and others directly linked to security and other deposits.