PIX has become increasingly popular, as it is an extremely fast, secure and effective means of payment. After all, transfers can be made every day of the week for 24 hours, without fees for individuals and individual micro-entrepreneurs.
But have you ever stopped to think about whether or not it is possible to transfer a PIX key already registered from one bank to another? This is possible and is called portability, which must be offered by all banks that use the tool as one of the available payment methods.
What this article covers:
How does PIX portability work?
PIX portability allows a key already registered in an account to be transferred to another, similar to changing operator when the phone number remains the same. This makes it easy to change banking institutionwithout the need to create a new key.
How long does PIX porting take?
PIX portability can take up to a maximum period of seven business days to complete.
How to request PIX portability?
The PIX portability request must be made at the bank where you intend to leave the registered key. Just try to register the existing key, and a message will appear asking if you want to carry out the portability. A request for confirmation is sent to the bank where the key is registered, so that the transfer process begins. It is worth remembering that without this confirmation it is not possible to carry out the portability!
Why porting the PIX?
Making PIX portability allows you to choose which bank you want to receive payments using a certain key. It’s also a way to centralize all payments into a single account, useful for businessmen who tend to keep multiple checking accounts. Or you simply found it necessary to change your banking institution, and want to take your PIX key to it.
In all cases, knowing about PIX portability and how to do it can help you in different situations. PIX is a widely used means of payment nowadays, even accepted in some establishments and physical stores. We hope that your doubts on the subject have been clarified.