It is possible to recover money after depositing into a wrong account or after being the victim of a scam.
Did you miss some information and want to know if it is possible to recover money after depositing it in the wrong account? Were you the victim of a scammer and transferred money to him? Or did you just regret having made a bank deposit? As much as it’s something very difficult, know that it’s something possible to do.
What this article covers:
How to recover money after depositing to an account?
Recovering money after depositing it into an account is a difficult thing to do, due to the fact that the bank is not obligated to return your money.
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However, if you have made a deposit in a wrong account, do not be discouraged, you have the chance of getting your money back, but you must contact the bank as soon as possible, because the faster, the greater the chances of solve the situation.
In case the wrong deposit happened via PIX, it becomes more complicated to solve the problem, as the transfers fall into the account in a matter of seconds.
Recover money after depositing in wrong account
To recover money deposited in a wrong account, try to contact the bank as soon as possible and explain the situation that occurred. The agency may try to cancel the transfer and/or get in touch with the person who owns the account where the money fell to confirm the information you said.
Remember to have the following information with you when contacting the bank:
- CPF number;
- The amount of money deposited;
- Account that the amount was sent;
- Account that sent the money;
- Time the transaction was made;
- Kind of like the transaction was done.
Speed is the secret here, so when you notice the error, run with this information and contact your agency.
Recover money after depositing to scammer
If you realize that you have been the victim of a scam, in addition to quickly contacting the bank, you will need to open a police report.
After the newsletter has been opened, contact the bank with the following information:
- CPF number;
- The amount of money deposited;
- Account that the amount was sent;
- Account that sent the money;
- Time the transaction was made;
- Prints that prove the scammer’s conversation and/or email;
- Incident report.
The bank may ask for other information, but this varies from agency to agency. If the scam is proven, the bank can reverse your money or block it in the account used by the scammer.
What do I need to notify my bank about the withdrawal of the deposit?
As previously mentioned, if you have given up making the deposit, you must contact the bank and explain the situation to the agency.
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The customer can get in touch via the telephone number of Customer Service from the 24-hour branch, and when making the explanation, inform the necessary deposit information, they are the same previously mentioned in the topic in case you have deposited the money in a wrong account.
As mentioned before, the best thing to do after making a wrong deposit is to contact the bank as soon as possible and explain the situation.
It is worth remembering that it is not guaranteed that the bank will return your money after reporting the incident, since the agency is not obliged to refund the money.
Can it happen that the bank refuses the reversal of the wrong deposit?
Yes, it may happen that the bank does not revert you, since by law, it is not obliged, due to the chance that the customer acts with bad intentions with the order made.
However, do not worry, it is not because he is not obliged to give you a reversal that this cannot happen, the institution will certainly investigate what happened to understand the event.
What to do if the bank refuses the chargeback?
If the bank does not give you a refund of the amount lost in the event, all that remains is the option of trying to negotiate with the agency.
However, if you feel that the bank has not heard your situation, you can file a lawsuit in court, but remember that in addition to being time-consuming and expensive, the outcome of the process may not be favorable to you.
However, if the amount not refunded is from a deposit made to a wrong account, you have the option of contacting the bank where the amount was dropped and/or the person who owns the account where the money was deposited to try to resolve it. the situation.
That’s all you need to know if you’ve made a deposit to a wrong account or have been the victim of a scam, and what actions to take to resolve the situation.
