President Bolsonaro sanctioned the law that creates alternative means for presenting proof of life before the INSS during the health crisis caused by covid-19. The president vetoed the suspension of the race until December 31. The National Congress will evaluate in the future whether the veto will be maintained or not.
Proof of life is a procedure done annually to prevent fraud in receiving some benefit. The dependent must present himself to the bank from which he receives the social security assistance, or to the INSS agencies. The project provided for the suspension of this test, but this part was vetoed by Bolsonaro.
What this article covers:
- What is the motivation for vetoing the suspension of the proof of life?
- How will the proof of life be carried out now?
What is the motivation for vetoing the suspension of the proof of life?
The president decided to veto it because he understood that there are more methods of carrying out this test and that the suspension would be harmful to society, since, however benevolent the idea was, undue payments and fraud would not be identified and, consequently, would not be stopped so soon.
Another reason for the veto was that only 20% of policyholders have not yet presented proof of life, and according to the law, they will be able to present themselves to the institution in the period between July 2021 and April 2022.
How will the proof of life be carried out now?
For greater security of beneficiaries, this law allows compliance with the proof of life using new means approved as an alternative to the personal presentation of the insured at bank or INSS branches.
One of the means is the use of biometrics in the performance of the test. Some institutions allow proof of life through ATMs or the mobile application, it is up to the insured to question whether the bank offers this option or not. The test still needs to be completed in the month of the person covered by the benefit’s birthday.
The use of facial biometrics is available on the INSS portal and through the application for people who have their information registered in the INSS systems. TSE or at Denatran.
Banks are required to give preference in serving seniors over the age of 80 and people who have difficulty getting around, to avoid exposing them to crowds for a long time.
The new law allows proof by means of a representative, being necessary to have a power of attorney, which for this purpose is free and whose renewal becomes annual. The bank will be responsible for indemnifying the INSS for undue payments.