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INSS defines mandatory and alternatives for Proof of Life

President Bolsonaro sanctioned the law that requires the provision of proof of life. Due to the health crisis caused by covid-19, the project established new possibilities to present this test and suspended the obligation until the last day of this year.

Bolsonaro vetoed the issue of suspension, as he understood that since there were other means of providing proof of life, it was not necessary to suspend his requirement, he also argued that, without this proof, it would not be possible to identify fraud and undue payments of benefits.

What this article covers:

What is proof of life?

Proof of life is an INSS defense mechanism, where people who receive assistance for more than a year need to present themselves to the bank or federal agency to prove that they are alive and continue receiving assistance. This process is annual and must occur in the assisted birthday month. Those who do not make this payment will have the benefit cancelled.

As the beneficiary of the INSS Can you test life?

Aiming at the safety of beneficiaries, the new law ensures that proof of life is validated by new means, as an alternative for the insured person not to go to bank or INSS agencies.

Source/Reproduction: My INSS

The use of biometrics in the execution of the test is allowed. Some institutions authorize proof of life via ATMs or the mobile application. For this, the insured must question whether the bank offers this option or not.

As for the use of facial biometrics, this is also allowed, through the INSS portal and the application for policyholders who have their information registered in the INSS systems. TSE or at Denatran.

Banks are required to give preference to the elderly over the age of 80 and people who have difficulty getting around. This rule seeks to prevent these most vulnerable people from being exposed to agglomerations for a long time.

The new norm allows proof by proxy, where another person will prove by going directly to the agency. The power of attorney for this purpose has no cost and with the new rule, its renewal becomes annual. The bank is now responsible for indemnifying the INSS for undue payments.

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