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HomeFINANCEHow to get the cheapest insurance for a Volkswagen Golf?

How to get the cheapest insurance for a Volkswagen Golf?

Knowing the interest that the Volkswagen Golf arouses in the second-hand vehicle market, we have made a comparison that will allow you to find the cheapest insurance for this car.

The Volkswagen Golf continues to be one of the best-selling cars in Spain. The excellent price-product ratio offered by the compact from the German firm has conquered thousands of private drivers who are not only committed to using a new model for the first time, but are also interested in the wide range available on the second-hand market.

As we learned in one of the latest reports published by the National Association of Motor Vehicle Sellers, Repair and Spare Parts (GANVAM), The Volkswagen Golf managed to position itself in 2021 as the best-selling used model in Spainafter reaching more than 58,816 operations. It is followed by the Seat Ibiza (56,091 operations) and the Seat León (46,937 operations) in second and third position, respectively.

volkswagen golf insurance prices

Taking into account the commercial success of the Volkswagen Golf we have decided to establish a comparison to calculate which insurance companies offer the most interesting policies today for this model. For this, we have resorted to the insurance comparator Tracker establishing three types of policies (third parties, extended third parties and all risks), associated with diesel versions of 115 and 150 CV of power between 3 and 5 years old.

Regarding the profile of the driver, we have taken as a reference unit a 35-year-old male who has not issued any report in the last 5 years and travels an annual average distance of 10,000 km. In addition, we will analyze if there are differences between contracting insurance for a resident driver in Madrid either Barcelona.

Specifically, the configurations selected to carry out this comparison have been the Volkswagen Golf 1.6 TDI 115 hp with Ready2Go finish and the Volkswagen Golf 2.0 TDI 150 hp with Advance finishboth units registered in 2017. The first two tables correspond to a simulation for a driver residing in the Community of Madrid.

Volkswagen Golf 1.6 TDI 115 hp Ready2Go (2017)
Third parties €167/year
Zürich
226 euros/year
Qualitas Auto
227 euros/year
Genesis
third parties extended 224 euros/year
Zürich
€239/year
Qualitas Auto
252 euros/year
Genesis
All risk €799/year
verti
€963/year
Allianz Direct
1,706 euros/year
Qualitas Auto
Volkswagen Golf 2.0 TDI 150 CV Advance (2017)
Third parties €169/year
Zürich
235 euros/year
Genesis
237 euros/year
gift
third parties extended 228 euros/year
Zürich
270 euros/year
Qualitas Auto
€274/year
Genesis
All risk €898/year
Allianz Direct
1,004 euros/year
verti
2,056 euros/year
Qualitas Auto

Once all this data is extracted, we can clearly see that there are no big price differences between the rates offered by the companies for the 115 CV version and the 150 CV model. With these same search criteria, the budgets that we have found for a resident driver in Barcelona are the following:

Volkswagen Golf 1.6 TDI 115 hp Ready2Go (2017)
Third parties €159/year
Zürich
211 euros/year
Allianz Direct
220 euros/year
Qualitas Auto
third parties extended 207 euros/year
Zürich
232 euros/year
Qualitas Auto
246 euros/year
Bulk
All risk €785/year
Allianz Direct
1,116 euros/year
verti
1,710 euros/year
Qualitas Auto
Volkswagen Golf 2.0 TDI 150 CV Advance (2017)
Third parties 162 euros/year
Zürich
210 euros/year
Allianz Direct
€249/year
Qualitas Auto
third parties extended 211 euros/year
Zürich
262 euros/year
Qualitas Auto
263 euros/year
Allianz Direct
All risk €746/year
Allianz Direct
1,137 euros/year
verti
2,060 euros/year
Qualitas Auto

With all these data on the table, we can conclude that the rates offered by insurers for the volkswagen golf in Madrid or Barcelona they do not present great differences. In the case of the version 2.0 TDI 150 Advance, the ‘All risk’ offered by Allianz Direct for 746 euros a year in Barcelona seems to be a very interesting offer compared to the cheapest option (898 euros) offered by the same insurer in Madrid. There is no less than 152 euros of difference between both communities for the same insurance. That same offer is quite worth it in Barcelona if we take into account that Verti and Qualitas Auto policies are significantly more expensive.

Where to get the cheapest car insurance?

Choosing among the dozens of insurance companies that operate in Spain can be a really laborious task. Fortunately, there are tools like the Autofácil insurance comparatorwhich helps you find your car insurance at the cheapest price.

Thanks to a simple and intuitive interface, you will be able to quickly select your vehicle, provide your data as a driver and your place of residence. In this way, in just three minutes you can get prices from 25 different companies, to choose the one that best suits your interests. However, the most useful thing about our comparator is that it offers you the possibility of making a quality comparison, taking into account a minimum of 70 sections of each of the policies, including the fine print. If you want to get the cheapest insurance price, do it here.

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