To apply for your Banco do Brasil credit card, it is not necessary to act as a bank account holder. The request is made entirely through the BB app and with the request of few documents. In addition, the analysis response takes place in a few days via SMS and Whatsapp.
Learn how to apply for a Banco do Brasil credit card below.
What this article covers:
Who can apply for a Banco do Brasil credit card?
Anyone over 18 years of age with their own income can apply for a credit card from Banco do Brasil. According to BB, during the application it is necessary to provide the necessary documentation, which consists of an identity document with a clear photo (RG or CNH), proof of income, proof of residence (electricity, water or internet bill) and, finally, sending a facial scan (selfie).
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After sending all documents, the bank is responsible for carrying out an analysis that can take up to 3 days. Once done, the user is notified via SMS and Whatsapp about the approval.
If the Banco do Brasil credit card is approved, the customer can immediately use the virtual card created within the BB App for online purchases and payments.
Does the Banco do Brasil credit card have a negative option?
Negative people often face problems with credit approvals. In such cases, the Banco do Brasil credit card can be requested with the prepaid method.
In this mode, the person can use credit according to the recharge performed, as well as a cell phone line. Money can be sent to the account through self-service terminals or over the internet, using BB Internet Banking. In addition to negative people, the Banco do Brasil credit card modality is also a great option for a dependent card.
How does the Banco do Brasil credit card work?
The Banco do Brasil credit card works in two modalities, credit and debit. All expenses and payments are easily viewed through the BB App. In addition, the card is accepted worldwide in the international modality.
Purchases made using the Banco do Brasil credit card must be paid on the pre-established date for the due date, in the following month. In case of delay, BB assigns interest on the payment amount.
What are the advantages of the Banco do Brasil credit card?
The biggest advantage of the Banco do Brasil credit card is the fact that it does not have an annual fee and minimum expense. In addition, according to its use, the customer can take advantage of various offers at cultural events sponsored by BB.
For those who want agility, the Banco do Brasil credit card offers payments through approximation. It is not necessary to insert the card in the machine or even enter your password, just bring the physical card or mobile device close to confirm immediate payments.
All customers can also use the Banco do Brasil credit card in its online format. With it, greater security in online purchases and payments is possible, with the possibility of immediate suspension and the creation of a new card.
Disadvantages
The disadvantage of the Banco do Brasil credit card is the fact that there are other models on the market with better benefits, mainly with a points program and exclusive promotions. Despite being covered with Visa benefits, for those looking for points and advantages programs, the Banco do Brasil credit card is an unattractive option.
Does the Banco do Brasil credit card have an annual fee?
Currently, the Banco do Brasil credit card does not charge an annual fee for its use. This is one of its advantages. Both your request and use are 100% free. In addition, no minimum expenses are charged per month, that is, the customer is free to make their purchases or not.
How to apply for a Banco do Brasil credit card?
The request for a Banco do Brasil credit card is made through the BB App. Those interested should download it on a cell phone and look for the ”Products for me” tab.
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In this environment, just enter the correct CPF and choose “Credit card”. In a new tab, the interested party must send all the necessary documents, including a selfie taken on the spot to facilitate their facial identification. After the process, BB usually sends a response to the analysis of the Banco do Brasil credit card within 3 days.
Where can I apply?
The request for a Banco do Brasil credit card is made exclusively through the BB app🇧🇷 To download it, just access the official platform and scan the available QR Code. You can get it on Android and iOS phones.
To further help its customers in this process, BB provides a frequently asked questions area. In this way, it is possible to get better information about the benefits offered by the Banco do Brasil credit card and its use.
