For those who make a lot of purchases on the site and in physical stores of the Americanas network, they must have already wondered if making the Lojas Americanas card is a good choice. To answer this question, it is necessary to evaluate all the benefits and functionalities that the Americanas card can bring to everyday purchases. Check below all its advantages and also how to apply for your Americanas credit card.
What this article covers:
Lojas Americanas credit card: What it is and how it works
The Americanas card is a credit card offered by Lojas Americanas in its units and also on the official website. With it, the customer will be able to receive discounts on products selected by the store and exclusive installment options for products sold on the site.
In addition, the Lojas Americanas card can also be used in all stores that accept payments through the Visa or Mastercard network. Those who choose to purchase the Lojas Americanas card also receive automatic Cashback via the AME app and have access to the Mais Sorrisos program, which offers points as customers make purchases.
How to apply for a Lojas Americanas Credit Card
To apply for the Lojas Americanas card, it is not necessary to go to a store, just fill out the form available on the website and then enter all the essential data. Every request first goes through a review process, but it only lasts a few days. After the required time, the customer receives an email with confirmation of approval.
If approved, the card may take up to 20 business days to arrive at the registered address. Upon receipt, just unlock it through the official website.
It is also possible to request the Lojas Americanas card through the application. To do this, just download the app on a mobile device and look for the options menu. Once this is done, just click on the ”=” symbol and carry out the same process as on the website.
Lojas Americanas credit card: How long does it take to get approved?
For all people who opted for the Americanas card, the approval time does not usually take more than a few days. American stores usually set a deadline of up to 10 business days, but it can be less depending on the analysis flow.
What is the limit of the Americanas Credit Card?
The limit for the Americanas card is determined according to each person’s credit analysis. Therefore, there is no way to know what the limit will be initially available. To find out about your limit, the card customer must access the value through the Internet Banking or call the Americanas Relationship Center.
The limit may change after four months of using the Americanas Card. It increases according to use, needs and payment made on time.
If you are thinking about getting the Americanas card, know that for those who spend a lot during the month, this option is quite interesting as it offers exclusive conditions and cashback on some purchases.