It is very common that with so many forms of credit available, microentrepreneurs miss out on one form of financing or another. In addition to SEBRAE (Brazilian Micro and Small Business Support Service) and Sicredi (Cooperative Credit System), it is possible to purchase a MEI (Individual Micro-Entrepreneur) card from BNDES (National Development Bank).
Many MEIs end up using their own credit card to invest in the company with materials and equipment needed for the company. Several banks, companies and financial institutions in general offer various incentives.
What this article covers:
Is there a way to make a credit card for CNPJ MEI?
Through the banks: Banco do Brasil, Banrisul, Bradesco, BRDE, Caixa Econômica Federal, Itaú and Sicoob, it is possible to request your BNDES MEI credit card. Depending on the issuing bank, there may be an annual fee for maintaining the card.
When accessing the BNDES portal You will choose the issuing bank of your choice, and provide information such as the CNPJ number as well as the CPF and address, and then just go to the branch of the chosen bank with your personal documentation.
Other documents that are required to acquire the BNDES credit card are: Bylaws (copy); copy of the CND or CPEND and basically any and all documents that prove that the beneficiary’s financial situation is up to date.
What is the best credit card for CNPJ MEI?
However, there are several options such as the C6 Business MEI, Ourocard Empresa Pré Pago or the ZIPPI card. There are still other options such as the Inter MEI card and Credit Santander Negócios e Empresas.
Choosing the right card for your business will depend on your business needs, both what you pay with the card and the nature of your business. As with every credit card, it is important to have a good financial organization.
How does this type of card work?
The credit card for MEI works in a similar way to the credit card for individuals: there is a credit limit negotiated with or determined by the financial institution issuing the card and until this limit is reached it is possible to make purchases – in cash or in installments .