Are you thinking about getting a credit card from a store but still can’t decide which one you want to use?
Get to know the Casas Bahia Visa credit card, the advantages that the card has, the benefits given to the customer, the limit available on the card and how you can request it if you are interested in having your own Casas Bahia credit card.
What this article covers:
What are the benefits of the Casas Bahia Visa Credit Card
The main benefits of the Casas Bahia Credit Card are for customers who wish to make purchases through Casas Bahia’s physical and online stores.
Some of the benefits generated by the Casas Bahia credit card are as follows:
Exclusive discounts and offers
As soon as customers have a Casas Bahia credit card, they get a 10% discount on products selected by the store. On Wednesdays, the customer receives a 15% discount on products chosen by the store.
installments on purchases
Customers have the possibility to pay in installments for the amount of their purchases, both online and in-store purchases. The customer can pay the purchase amount in up to 24 installments, but with interest added to their installments, the interest amount varies according to the purchase made.
Credit card insurance with sweepstakes
Needing to pay R$4.99 per month, Casas Bahia credit card insurance covers problems such as improper purchases, shipping services, among other things. Insurance covers up to R$50,000.
The differential attraction of the insurance are the weekly draws of R$ 10 thousand made through the federal lottery.
Go from Visa
Due to the Visa flag, the card offers exclusive discounts at stores in the program Go Visa.
Some of the program’s partner stores are Natura, Marisa, among other stores.
24 hour service
Customers have 24-hour personalized service on Bradescard phones if they have problems or have questions about their Casas Bahia credit card.
What is the annual fee for the Casas Bahia Visa Credit Card?
The Casas Bahia visa credit card has an annual fee of R$ 14.88 for 12 installments.
After the first year of the contract, the customer gets a discount and starts paying R$ 11.90 in the annuity installments.
What is the limit of the Casas Bahia visa credit card?
The credit card limit value will be released after an analysis of the customer’s credit history, so it is not possible to say what the initial card limit will be.
Another important thing to know about the Casas Bahia Visa Credit Card is that the limit is divided for purchases in Casas Bahia stores, both physical and online, and for purchases made in other stores.
What are the fees for the Casas Bahia Visa Credit Card?
In addition to the annual fee, the Casas Bahia Credit Card has fees for ATM withdrawals. In addition to interest rates on purchase installments, as mentioned earlier.
Advantages and Disadvantages of the Casas Bahia Visa Credit Card
Like any credit card, the Casas Bahia Visa Credit Card has its advantages and disadvantages. Check them out below.
- The advantages of the Casas Bahia credit card are:
- Purchases in installments up to 24X
- Exclusive discounts on purchases at Casas Bahia stores
- Exclusive limit to be used in other stores
- The disadvantages of the Casas Bahia credit card are:
- High interest rates on purchase installments
- Problematic app with a lot of negative reviews
- High annuity rate even with discount
Now that you know the card better, let’s learn how to get yours.
How can I apply for the Casas Bahia Visa Credit Card?
If you are interested in the Casas Bahia visa credit card and want to apply for one, you can apply in the following ways:
- Through a Bradescard call center
- Through a physical Casas Bahia store in your city
- Through the official website of Casas Bahia by clicking on “Order your card now”
The option to apply through the website is the fastest and most practical way to get your Casas Bahia visa credit card.
Credit card approval can be done at the same time requested or it can take up to 10 business days for approval.
This is all that is important to know if you are interested in applying for your own card and would like to know more about the Casas Bahia Visa credit card and everything it offers to the customer.