Paying a boleto after 10 pm is a situation that can happen to many people, especially if during the day they don’t have time to make their payment.
It is recommended that payments be made by 10:00 pm in order to clear your payment more quickly, but this time limit will vary widely between financial institutions.
If you are interested in knowing more about payments made after hours, continue reading this post.
What this article covers:
Can I pay my ticket after 22:00?
To pay a boleto after 10 pm it will depend on your bank of origin, that is, it is necessary that you know the times to pay a boleto at your bank. Because that way you can program yourself to make payments within the time granted by him.
It is also worth remembering that these time limits to pay boleto are related to the compensation of the ticket. This means that if you make a payment within the limit set by your bank, the payment is made on the same day, which avoids paying interest and late fees.
What happens if I don’t pay my ticket on time?
What usually happens when we don’t pay the slips on time is the addition of interest and fines for the delay, which changes the value of the account and depending on the days of delay, these amounts are counted per day.
The importance of paying bills by the due date is precisely so that these charges are not added to the final amount of your bill, in addition to keeping your finances up to date and further improving your financial relationship with institutions.
How can I pay my ticket after 10 pm?
Use technology to your advantage and have your bank app on your smartphone, this can help you avoid paying a bill after 10 pm. Through it, you can have much greater control over what will expire, what has not yet expired, in addition to being able to pay boleto directly from the application.
But if you forgot to pay and it’s past 10 pm, you follow the standard procedure to make the payment, either through the app or Internet Banking?? If the payment is made by Pix, no problem. The only difference is that the boleto will only clear one or two days after payment.
There are already companies that easily send the barcode to customers, which facilitates payment, and use the QR Code for transactions via Pix. With the ticket in hand, you can still make the payment by scanning the barcode.
Another option is to put your accounts in automatic debit, it is possible to program the date on which the amount must be debited according to their maturities. Avoiding payments to be made after your bank’s opening hours or late, as they are usually made at the first time.
But watch out! It is worth remembering that even the virtual environment brings several facilities, you must continue to pay attention to the times to make your payments. As already mentioned here, they can change according to the institution, pay attention to the time to pay your bank slip.
What is the late fee for paying my ticket after 10 pm?
The consumer and tax protection code stipulates that the amount of interest charged for paying late payment slips must not exceed 2%. Regardless of when you make the payment after the due date, this addition is added to your boleto, which causes the final payment amount to change.
What are the consequences of not paying my ticket on time?
Failure to pay your bill by the due date may result in interest charges for delay, which changes the final amount of the bill as mentioned above.
However, depending on the type of payment and the time it takes to pay, you may have your service suspended, billing messages and calls start to be made and in the worst case, when payment is not made, your name and CPF are withheld in consumer protection agencies, which makes it impossible for you to have credit in the market.
Therefore, check with your bank and pay attention to the times to make your payments always within the due date, so that the amounts are cleared on the same day, which avoids the collection of a fine.