This Monday, the 27th, Caixa Econômica launched the Caixa Tem Credit program. It will be possible to verify loan amounts ranging from R$ 300 to R$ 1000, in addition to having a payment in installments of up to 24 installments for approximately 100 million beneficiaries of the application. Also, the interest rate will be 3.99% per month.
What this article covers:
Check the Caixa Tem release table to apply for the loan
The entire service must be carried out via cell phone, and it is worth mentioning that this request, like any other, must be analyzed and approved.
It will work in the same way as Emergency Aid payments, which means that there will be a schedule for this to occur. Remember that you must own the app and not have your account blocked.
Born in the month of Starts at
January February 09/27
March April 10/18
may June 8/11
July August 11/29
September October 12/13
November/December 12/27
Those who do not have an account in the application will be able to open it on November 8th. These dates always consider the month of birth.
born in From
January February March April May June 8/11
July August 11/29
September October 12/13
November/December 12/27
Two credit options at Caixa Tem
Different from what was imagined, there will be two lines of credit with different purposes. The first is Credit Caixa Has Staff, whose main purpose is to pay personal expenses and debts. The Caixa Tem Credit for Your Business will be used for business expenses, that is, payments to suppliers, purchases of goods and replacement of raw materials, in addition to water, electricity and internet.
How to take out Caixa Tem loans?
It will be important to use the Caixa Tem application, then go to the Update Registration option. The scanned RG must be included along with a selfie. This assessment takes about 10 days.
Subsequently, the account becomes Poupança Digital+, now with the Caixa Tem Credit option, in which the potential beneficiary is redirected to the loan request, in which he can carry out a simulation of the value and number of installments.
