Anyone looking for a credit card should do research on which card best fits their profile and what advantages it offers. Caixa Tem belongs to Caixa Econômica Federal and offers the Caixa Tem credit card. It is an exclusive card for use by those who own the application.
The Caixa Tem card allows customers to make purchases using debit or credit. To get to know the card better, we’ve gathered some information about it. Check out!
What this article covers:
What is the Caixa Tem credit card?
The Caixa Tem credit card is aimed at those who use the Caixa Tem application. With it, it is possible for the customer to make purchases in cash or in installments. However, it is important to remember that even in installments, the purchase cannot exceed the available credit limit.
The Caixa Tem credit card also allows the holder to have up to 40 days to pay after making the purchase and without interest.
What benefits does the Caixa credit card have?
See below the main benefits of the Caixa Tem credit card:
- Possibility of up to two cards for whoever the holder chooses;
- No annuity or fees;
- Virtual card for online purchases;
- International Card;
- Vai and Visa discount program.
The credit card offers several advantages that can be beneficial for those who request it.
How can I apply for the Caixa Tem credit card?
Applying for the CAIXA Tem credit card is simple and fast. To do this, all you need is the CAIXA Tem application.
Check out the step-by-step below.
- open the CAIXA Tem app🇧🇷
- Click on the option ”Cartão Caixa” in the main menu;
- Follow all instructions as directed;
- Update the registration if requested.
Remember to follow the step by step the right way.
What is the Caixa Tem credit card limit?
With each purchase made with the CAIXA credit card, the credit limit is reduced. The initial amount returns after payment of the card invoice.
The initial credit limit depends on the customer’s payment possibilities. For individuals, the credit limit can reach up to R$ 1,000, starting at R$ 300.
For MEI, the value is higher, ranging from R$ 1,500 to R$ 3,000. This amount also depends on the customer’s ability to pay.
CAIXA has made several service channels available for customers to get in touch with or even for those who want to request a service such as their own CAIXA Tem credit card.
Check it out below:
- 4004 0104 (Capitals and Metropolitan Regions)
- 0800 104 0 104 (Other Regions)
- 0800 726 0207 Citizen CAIXA Customer Service
- 0800 726 0101 SAC
- 0800 725 7474 Ombudsman
In addition to the service channels already mentioned, the application is also a means of contact with the institution.
The Credit Card came to make life easier for those looking for an affordable credit card.
In addition, it also serves legal entities, serving to organize the financial life of entrepreneurs. This option is great for not mixing company expenses with personal expenses, which is a big mistake made by many entrepreneurs.
For those who want to have an affordable card that serves well those who need it. The CAIXA Tem credit card is the best option.