Getting a business credit card is an affordable way to keep track of business expenses without mixing it up with personal bills.
The national and international market has business cards to meet different sizes. In addition, there are cards with no annual fee under the Mastercard, Elo, Visa and other brands.
To help you, we have gathered the best options for those who want to apply for a business card. Check out!
What this article covers:
What is a business credit card?
A business credit card meets CNPJ or MEI, that is, a legal entity. With the business credit card, it is possible to invest in the company with the limits that the institution responsible for the card provides.
Just like the credit card for individuals, the business credit card also has a credit and debit function.
Obtaining a business card makes it easier not to mix company expenses with personal ones, not to mention the possibility of opening cards for employees.
What is a business credit card used for?
The business credit card is a financial management tool that helps companies control and monitor expenses. It can also help increase administrative efficiency and reduce operating costs.
The business credit card offers credit and debit functions for those who have MEI or CNPJ.
It serves to facilitate the investment of services or goods for the company, working like common cards for individuals. It allows purchases in installments and the limit is set by the institution responsible for the card.
What does it take to get a business credit card?
To have a business credit card it is necessary to have a CNPJ, however, some institutions may require other specific types of documents or receipts. Check out:
- Active CNPJ;
- Company time;
- Company category.
Each institution has different requirements, in some it is possible to obtain it just by informing CNPJ and other personal documents.
How to apply for a business credit card?
After choosing the bank that offers the best advantages for you. Digital banks make business cards available and allow the interested party to apply for a business credit card in a completely virtual way. In some cases it is necessary to go to an agency to apply for the card.
How to remove the business credit card bill?
Depending on the institution to which your business card belongs, it is possible to withdraw the invoice through digital channels.
Many banks value ease and comfort for their customers. Therefore, they seek to expand the means of communication by even creating applications.
6 Business Credit Card Options
Now that you understand the importance of a business credit card, check out the six best card options:
- C6 Business;
- Inter Business Card;
- Ourocard Business Credit Card;
- American Express Business Platinum Card;
- Porto Seguro Business Mastercard Platinum;
- Caixa Empresarial Credit Card.
Some of the above cards, such as C6 Business and Empresarial Inter, allow the interested party to apply for the card 100% digitally.
Business credit card service channels
Check below which are the service channels for the business credit cards mentioned above.
- Capitals and metropolitan areas: 3003 6116
- Other locations: 0800 660 6116
- WhatsApp: (11) 2832 6088
- Email: [email protected]
- SAC: 0800 660 0060
- 660 6060
- Inter Business Card
- Capitals and metropolitan areas: 3003 4070
- Other locations: 0800 940 0007
- SAC: 0800 940 9999
- Speech and hearing impaired: 0800 979 7099
- Ombudsman: 0800 940 7772
Ourocard Corporate Credit Card
- WhatsApp: 61 4004 0001
- Capitals and metropolitan regions: 4004 0001
- Other locations: 0800 729 0001
- SAC: 0800 729 0722
American Express Business Platinum Card
- São Paulo Call Center:
- Capitals and metropolitan regions: 4004 5075
- Other regions: 0800 728 5075
Porto Seguro Business Mastercard Platinum
- WhatsApp: 11 3003 9303
- Capitals and metropolitan regions: 4004 3600
- Other regions: 0800 727 7477
Corporate Bank Credit Card
- Capitals and Metropolitan Regions: 4004 0104
- Other regions: 0800 104 0 104
- SAC: 0800 726 0101
Depending on your card bank, you can access more service channels.
Now that you know all about the best business cards, you can choose as per your needs.